Financial guides for immigrants in the USA

The practical financial guide for immigrants in the USA

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Taxes

Claiming the 2026 Child Tax Credit with an ITIN

Complete guide to claiming the 2026 Child Tax Credit with an ITIN. Understand the new SSN rules, who still qualifies, the $500 Credit for Other Dependents, mixed-status family rules, and how to file Schedule 8812 correctly.

Taxes

How to Report a Foreign Pension on Your U.S. Tax Return (FBAR, Form 8938, and Treaty Rules Explained)

Green card holders and immigrants with a foreign pension must report it on their U.S. tax return. Here is every form you need — FBAR, Form 8938, Form 8833, Form 3520 — plus treaty rules, the WEP repeal, and what to do if you are behind.

Remittances

How to Send Money Home Without the 1% Remittance Tax as an Immigrant in 2026

The 1% remittance excise tax is live in 2026. Here is what it covers, what it does not, and every legal strategy — from bank wires to USDC — that immigrants and ITIN holders can use to avoid it.

Banking

Can I Buy Bitcoin or Ethereum with an ITIN in the USA in 2026?

Can you buy Bitcoin or Ethereum with an ITIN in the USA? Yes — here's which exchanges accept ITIN holders, how KYC works without an SSN, your tax obligations, and how to get started in 2026.

Credit

Best Car Loans for ITIN Holders in CA, TX, and NY in 2026

Which lenders offer the best car loans for ITIN holders in California, Texas, and New York in 2026, how to qualify, and how to use an auto loan to build U.S. credit fast.

Credit

Highest Credit Limits for ITIN Secured Cards in 2026

Which secured credit cards offer the highest limits for ITIN holders in 2026, how to qualify, and how to use a high-limit secured card to build U.S. credit fast.